My name is Xavier Lee, and as I prepare for reentry, I’ve made a commitment not just to change my life — but to create value while I’m still here.

So far, I have taught financial literacy to 40 individuals. What began as a simple conversation has grown into something much more meaningful. It started with one person asking a question about money, and it made me realize how many of us were never taught the basics — how credit works, how debt can quietly trap you, or how different life looks when you begin to think long-term instead of just surviving day to day.

From that moment, I made a decision to share what I was learning. I’ve spent time breaking down foundational concepts like budgeting, credit, discipline, delayed gratification, and ownership. I focus not just on numbers, but on mindset — because without the right mindset, even the right information can be misused or ignored.

The biggest impact I’ve noticed is how quickly perspective can change. Conversations shift from survival to strategy. Teaching has also forced me to grow. It requires me to be consistent, disciplined, and accountable. I can’t teach ownership and responsibility while avoiding those same standards in my own life.

Right now, I am actively working on organizing my next class so I can continue building on this foundation and reach even more individuals. My goal is to teach financial literacy to at least 400 people and to build something that continues long after I’m gone — a foundation centered on knowledge, ownership, and long-term thinking.

This is not something I plan to start later. This is something I am building now.